Just believe and a small percentage of you will certainly make it.
Ignore you are 70 and still renting, ignore that rules to enter are constantly changing.
Just believe, cause one day you will be so sick and close to the end that you will have to.
That’s not true at all
Many people know with certainty they can never retire ever
It’s an open question if they can get into heaven
Even stronger faith I’d say, since billionaires aren’t actively conspiring with politicians to keep you out of heaven.
I think they would certainly try if they could pay for the exclusivity.
Just got to bring back Tithes.
Tithing is still a thing, it just means giving money to the church, specifically 10% in some denominations. I think what you’re referring to is “indulgences,” the practice of paying the Catholic church for entrance into heaven.
I’m technically a millionaire, as many people who have worked a white collar job for 30+ years are. That’s calculated by the value of all your assets, not cash on hand. So if you bought a home in Austin in 2001 for $200k, you’re likely, technically, a millionaire in 2026.
In 2022 I got cancer (clean now) and I saw the medical bills. If I ever become ill for a prolonged period of time, my wife and I will be bankrupt well within two years. If the dollar collapses and takes our savings with it, we’ll be bankrupt much, much sooner.
IMHO, unless you are a Billionaire or multi(50+) millionaire, I don’t think a care free “retirement” is in the cards.
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I know I will retire between 62 and 64, and I’ll be ready for it.
Don’t live too long or get sick though, you’ll run out of money
That’s why whenever some d****** Boomer asked me what my retirement plans are I just looked them in the eye and say homicide or suicide
When I was in my early 20’s I gave up on the idea of retirement. I was watching the environment being ruined and realized my retirement was going to be awful and stressful. I decided then to live for the moment so I could be happy.
I travelled many countries, live abroad for a number of years, met many different people, tried many different things, learned many things, slowed down to enjoy the little things and even got an HR manager fired to top off my list of personal accomplishments.
I don’t want to grow old and lately I’ve seen how awful it is to slowly die in a body you are losing control over. Too many times.
I’ve already made peace with my own death whenever it comes. My retirement plan now is extreme sports. If I’m going out, I’m doing it living in the moment.
From my perspective, it’s strange to see so many people fight to live long, to live forever or to create a legacy that persists beyond their death. Eveyone dies and everything will be forgotten. That should be something beautiful but instead it fills people with fear.
got an HR manager fired
Please share, so we can live vicariously through you.
Set yourself up in a semi dangerous field with a pension and retire at 55.
I mean you could drop all your ethics and become a corrupt politician, get the congressional pension, then have someone ghostwrite your memoir and enjoy the royalties.
Semantics really. Most people will be able to afford to stop work, and go live in a box under a bridge or something. Most people won’t be able to afford to have annual overseas holidays in their retirement. Most people will be somewhere in between.
If I completely stopped work at 65 I might be able to afford to live out my days in a modest home and go on caravan holidays. I think most people my age in my country are in that category.
This will be much more difficult for our children because buying a home will probably be out of reach in 20 years when they’re ready to do so. Retirement math would be pretty dreary if you have to pay rent.
Buying a home is out of reach for a ton of people in their 30s and 40s right now.
That’s the point of the OP.
Talked to my wife a few days ago about this and made her sad with it but she could understand why i feel this way, i said i don’t want to live a long life, 50 is enough (about to be 38 btw) and if i manage to live to be 60 i’m going for assisted suicide, like why the fuck would i want to live long enough just to become someone’s burden and there’s really no point in “looking forward to retirement” because a) i’ll be too old to enjoy anything, if i am properly mobile by that point considering my job does involve heavy lifting and b) while i am earning “decent” money for the fact that my education has no relation to my current job, this money does absolutely fuck all for retirement and will get me about 1000-1500€ per month and that’s if the threshold doesn’t go any higher, investments are mainly risks that mostly don’t pan out and the time when there were investment opportunities i didn’t have money to do anything, so i’m just choosing death.
The thing is, there’s no clear cutoff when you are so old that you become a burden.
If you are unlucky, you might hit that at age 50. If you are lucky you might make it to 90 while being fully self-sufficient.
It’s the unlucky part that terrifies me… i have seen people get old and forget everything, some of them family members, my grandfather lived to be 88 and his last days were spent having parts of his body just dying of and having to be cut off and then came slow painful organ failures, they were pumping him with so much morphine that he was just hallucinating and if i’m lucky i’ll go to sleep and my heart will just stop (low chance on my mother’s side) apparently it’s heart murmur type of thing but hasn’t shown itself yet, genetics are a bitch, also working till we die is kinda the direction the world is going towards so there might not be a point to plan for retirement either way.
I’m late 40’s right now, always assumed social security was a pipe dream so I’ve diligently put away money in 401ks and IRA’s. I no longer believe they will be worth anything much longer.
Was a nice country, for a little while, at least that’s what my parent’s generation tells me, I’ve never been here for it.
