No debt but still have pile of unopened letters. It’s a huge relief when I finally tackle them and realize it’s mostly just junk mail. Only to find it was pile from last year and this year’s pile was on the other side of the desk to be anxiously avoided until I have the willpower to do it again in a few months. Then I remember that’s how I got badly in debt in the first place.

It gets easier. Then harder! Then I find sonething new to dive into and forget all about it again