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Joined 3 years ago
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Cake day: August 8th, 2023

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  • Oh boy, I get to do more Freedumsplaining!

    The luxury sport sedan price is the fake sticker price they bill up front.

    The sensible commuter sedan price is the secret agreed-upon price that the insurance actually pays out to them.

    The out of pocket costs are a completely separate number, where the individual is responsible for all the costs until they hit their deductible (and sometimes pay a percentage for a while until they hit a second complete out of pocket limit).

    For some of us, however, there is a silver lining to this shitcloud. Obviously when a 2-hour stint in a chair gets paid out actually for real at tens of thousands of dollars, that money is not going to the wonderful nurses poking my arm and checking on me. Therefore, it is very much in the best interests of the pharmaceutical shareholders that I do not stop my treatment just because I can’t afford it. So these companies have copay assistance programs that will pay your out of pocket costs, with no income threshold.

    So the reward that I get for having a health condition is… I effectively get decent healthcare coverage as an American. For 11 months of the year. If something bad happens in early january it can cost a few grand in the blink of an eye.

    You can’t be on government insurance and use those programs though. But Medicaid on its own is great coverage.


  • I have a “fun” american anecdote for you then! The office that gave me crap for being late a while back is also coincidentally the expensive one.

    I’m on a biologic medication that I get every month via IV. I get the infusions at a cancer treatment center at the local hospital. The chairs are comfy and the nurses are amazing. They will actually give me free snacks and drinks too. I am typically there for about two hours.

    The amount they charge my insurance company? About a new BMW.

    What my insurance company actually pays them? Surprisingly, about a new Honda!








  • I have been existing in a superposition of both of these states for a few years and really like it.

    During the day I’m a senior engineer on embedded c/c++ stuff. During free time at home I dig in the dirt and build shit and do my “farm chores” like tending to my koi pond. Feels good man.

    I think most people would agree that fresh air, exercise, hobbies, and personal goals are good for your body and mind. It’s still wild when I notice it actually working.







  • Things are always calm and normal in the US while we’re at war with another country.

    I think that’s why we’re always at war, and why the effects on oil prices get all the attention. That’s the biggest conceivable effect of the war on most americans in their minds.

    It’s like Europe is the city where all the people have to live with one another, and the US is the mansion out in the boonies with almost no neighbors, and the inhabitants are dicks to the few neighbors they do have.